Conditions of Use

1. General

1.1. You are invited to access Merit Vaultaris (the 'Website')

1.2. On this website, you will find information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. These Terms form a legally binding agreement between you and the website owner, and you must read them before using our Services. To use the Website, you must also accept the full Terms, which govern your access. We reserve the right to update and amend the Terms.

By agreeing to our Terms, you confirm that you also agree to our Privacy Policy (available here).

2. Eligibility

2.1. Subject to meeting the legal requirements and accepting and complying with the Website’s Terms and Conditions, you will have full access to our Services.

2.1.1. You must be at least 18 years old to use our Services

2.1.2. You must have the legal capacity to agree to our terms and conditions.

2.1.3. Your use of our Website and the Services it provides must be lawful in the country or territory where you reside. You must not be prohibited by law from using our Website.

2.2. The Website and the Company accept no liability for any unlawful use of our Services by users. Nor do we provide any guarantees, warranties or representations regarding the legal compliance of any person who uses our Services or the Website.

3. Territories Where Access Is Restricted

3.1. We reserve the right to deny access to our Website or Services where (1) a user resides in a restricted area (“Restricted Territories”), and (2) we believe that allowing a user to access our Services would create a legal, regulatory, or reputational risk to the Company. This statement does not limit our rights to the instances described.

3.2. Where users are located in certain jurisdictions, the Company reserves the right to restrict access until additional terms are agreed and implemented. While in a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. To use this Website and its Services responsibly, you must:

4.1.1. Users may utilise the Website Services for all intended purposes, including uploading and sharing content. However, this does not include the following prohibited materials: 1) data and/or files that contain viruses or other potentially harmful elements, whether to our Website or to the computer systems of our third-party partners; any material that blocks or hinders other users’ access to the Website Services. 2) any content whose sharing would infringe copyright, intellectual property, or other rights. 3) any content that contains threats, defamation, racism, slander, or insults. 4) any content that violates any law in the relevant jurisdictions. 5) any marketing or advertising material unless prior written consent has been obtained.

4.1.2. You must not alter, destroy, or remove any legal notices, services, software, design elements, logos, or other proprietary material from the Website.

4.1.3. You must not access the Website’s Services through any method or interface other than the Website itself.

4.1.4. You must not interfere with other users’ use of the Website and its Services.

4.1.5. Accessing the Website or its Services using external bots, automation tools, or any unauthorised software is prohibited.

4.1.6. No data collection from, or upload or transmission to, the Website, whether active or passive (including via cookies, spyware or beacons), is permitted.

4.1.7. You must not attempt to replicate the Website or its services in any way, including their appearance or functionality. This includes creating mirror sites or any other methods, whether known or yet to be developed.

4.1.8. When using the Website and its Services, you must not breach any applicable laws, infringe copyright, use pirated software, or engage in identity theft or hacking. No illegal activity of any kind, including encouraging others to do so, is permitted.

4.1.9. You must not upload software, nor make any attempt to modify the Website’s source code. You must not damage the Website or interfere with others’ use of the Website or their interests.

4.1.10. You may not attempt to reproduce the Website and its Services by any form of reverse engineering, including disassembly or decompilation, or by any other method or technology.

4.2. If we suspect your use of the Website breaches any applicable laws or our Terms of Use, we reserve the right to monitor your use of the Website and its Services. If we find that you are in breach of our Terms of Use and/or any applicable laws, we reserve the right to cancel your account, suspend your access to the Website, disclose your activities to relevant authorities or third-party service providers, or take action up to and including legal proceedings. The Website’s Terms of Use are in addition to any other rights the Company may have, whether legal or civil.

5. Intellectual Property Rights

5.1. All material on any page of our Website—including videos, images, logos, text, sounds, designs, brands, trademarks and any other content—is protected by intellectual property rights held by the Company and, where applicable, by relevant third-party providers.

5.2. Users acquire no intellectual property rights in any content on the Website. They are granted only limited rights, under the applicable terms and conditions of use, to access the Website and its Services. All other rights, title and interest in the Website and its Services remain with the Company.

5.3. The Website and all Services available on it may be accessed and used solely for personal, non-commercial purposes.

5.4. Users must not, whether knowingly or through negligence, permit any other person to copy, modify, or duplicate any aspect of the Website by any means. This includes, but is not limited to: reverse engineering, decompiling, or copying the specific service configuration or Website source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under the Terms of Service, the user is solely responsible for any outcomes arising from that use. Neither the Website nor the Company makes any representations or warranties, express or implied, regarding outcomes of using the Website, or as to quality, fitness for a particular purpose, usability, accuracy, or any other aspect of the Website or its Services. The user acknowledges that all content and Services on the Website are provided “as is”, including any defects or limitations.

6.2. We accept no responsibility for any service disruptions beyond our control or interruptions to the transmission of information through our Services. Nor are we liable for any informational errors, including omissions or inaccuracies, in the website content.

6.3. Any losses you incur while using the Services on the Website are your sole responsibility. By agreeing to the Terms of Service, you agree to be indemnified for such losses, including those incurred through the consensual use of third-party services. You also agree that you are solely responsible for any decisions made in relation to your activity on the Website, including reliance on information provided by the Website and its Services.

6.4. Any direct or indirect damages or losses suffered by you or your agents are your sole responsibility. We accept no liability or responsibility for such losses, to the fullest extent permitted by law. This includes loss of income, savings, or personal data arising from your use of the site.

6.5. Any technical issues arising from technological failures, including failures of telephone lines, internet services, computers, or any other hardware or software, are not the responsibility of the Company. Any costs or losses arising from the use of the internet are also not our responsibility.

7. Services, Content, and Promotions from Third-Party Providers

7.1. While using our Services on our Website, you acknowledge that third-party content may appear, including advertisements and reviews of those platforms.

7.2. Products and services from third-party providers that appear on our website are not our responsibility, and we do not endorse their quality or guarantee they are up to date.

7.3. Before making any decisions, purchases, direct enquiries, or visits to third-party service providers, we strongly advise users to verify the accuracy of any claims. Any decisions, consent, or purchases you make regarding these services remain solely your responsibility.

8. Links

8.1. Please note that the Website features our own content and services, as well as advertisements, links and materials provided by third‑party service providers. You are solely responsible for accessing or using any such websites or services, including any loss or damage arising from them. This includes the use of products, services and/or software obtained through those websites. Please exercise due diligence before downloading, purchasing or providing personal data to any third‑party website. Similarly, do not rely on their information or claims without independently verifying them.

8.2. Any advertisements, images, hyperlinks, or other promotions or appearances of third-party websites do not constitute an endorsement by the Website or the Company. We do not authorise, endorse, or have any affiliation with any linked websites, or with any products, information, materials, services, software, or business administration, unless explicitly stated.

8.3. It is not feasible for us to review, investigate and provide an opinion on every third-party advertiser or each hyperlink included. Nor can we be held liable for the quality of services offered by these companies. Accordingly, we accept no liability for any loss or damage you may suffer arising from your use of such third-party services and websites, including their products, software, information or any other services. We strongly advise you to conduct thorough research into any company you intend to work with or to which you intend to provide personal data, particularly before making any purchase.

8.4. Always carefully read and review the policies and terms of use of any third-party websites, including those that advertise on our Website, before contacting them or making any purchases.

9. Miscellaneous

9.1. Certain Services provided via the Website may be modified, suspended, or withdrawn when necessary or appropriate. We reserve this right as part of routine operations, maintenance, and site improvements. Any such changes will not be implemented in a way that disadvantages you, and you will not have any claim against us in respect of them.

9.2. The Website’s terms of use may be updated at any time. If changes are made, you will be notified as soon as reasonably possible, typically within a few working days. Continued use of the Website after the date-stamped publication of the updated terms will be deemed acceptance of those terms.

9.3. Any information transmitted via the website to any other destination, website, third-party service, or organisation does not, in any way, establish or imply a relationship beyond what is expressly set out in writing in these terms. By transmitting such information, the user knowingly consents to these terms.

9.4. Any agreement or statement, whether written or oral, that falls outside these Terms of Use has no legal effect and is not binding on either party. Only the Terms of Use and the Privacy Policy of the Company and the Website, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised, whether by consent, neglect, or inability, will be deemed waived. Exercising a right in whole or in part does not prevent any further exercise of that right or any remedy, which shall remain in force.

9.6. If any provision of these Terms is held to be null and void by a court of competent jurisdiction, it shall be severed from these Terms. The remainder shall continue in full force and effect. The surviving provisions shall be construed, so far as possible, to give effect to the court’s ruling and the intended meaning of the Terms without the excluded clause(s).

9.7. These Terms permit the operation and management of the website, including all of its Services, by third-party service providers. In such cases, those providers may transfer all associated rights and obligations. Users may not transfer their rights or obligations to any third party and remain solely responsible.